Overview

Your Xendit balance provides a complete overview of your account funds, encompassing available funds, pending transactions, and your total balance. It's where you can manage your funds, with options to top up your account and withdraw as needed. You can also access your balance history to track your transactions.

Your Balance Page

At the top of your Balance Page, you'll find the Balance Summary. This section provides a concise overview of your Xendit funds, including the following details:

Available Balance: The amount of funds available in a balance to be used for withdrawals or payouts.

Pending Outgoing: The sum of outgoing transactions that are still being processed. This includes e.g. payouts or withdrawals which were initiated but not yet completed

Total Balance: The sum of funds you have which are available and which are pending outgoing.

Balance History

You can track fund movements to / from your balance using the Balance History section. You can check your history from up to 92 days ago. If you’d like to view older transactions, you can do so by exporting your Balance Report (add link).

All completed transactions are recorded here, including:

1. Settled payments

2. Completed top-ups

3. Completed payouts

4. Completed withdrawals

Any transactions that are still pending (eg payments that have not settled, or pending payouts) are recorded in the Pending tab.

Fees and Taxes

Transaction fees and any applicable taxes (eg Value-Added Tax) are also recorded in the Balance History after they have been applied.

They are distinguished from the transactions themselves, to facilitate reconciliation.

Pending Transactions

The Pending tab records transactions that have not been completed, where funds have not yet been settled into or moved out of your balances.

These include:

1. Incoming payments that have not been settled

2. Outgoing payouts that have not been completed, eg when created outside partner operating hours

The tab also displays total incoming and outgoing amounts at any one time.