Indonesia

Overview

Payout Rail	Local Rails	RTGS*
Supported Currencies	IDR	IDR
Estimated Time of Arrival	15 minutes	2 hours
Cut-off Time	N/A	14:00 GMT+7
Transaction Limit	250,000,000	Unlimited
Description Support	Yes	Yes
Supported Use Case	Payout Cross Border Payout Payout Link	Payout Cross Border Payout Payout Link

*Require activation. Contact help@xendit.co to activate.

Channel Codes

Learn the different payout destinations that we support along with its destination-specific information in the table below:

Required Values for Cross-Border Payouts

As a prerequisite to creating a Cross-Border Payout, you are required to send us the ultimate sender and recipient’s information. Learn the required information for the region to start sending payouts:

Sender

Field Parameter	Type	Description
`first_name`	`INDIVIDUAL`	First name of sender
`last_name`	`INDIVIDUAL`	Last name of sender
`business_name`	`BUSINESS`	Full registered name of sender

Recipient

Field Parameter	Type	Description
`first_name`	`INDIVIDUAL`	First name of recipient
`last_name`	`INDIVIDUAL`	Last name of recipient
`business_name`	`BUSINESS`	Full registered name of recipient
`company`	Any	Channel code of the recipient’s account
`account_number`	Any	Account number of the recipient’s account detail
`account_holder_name`	Any	Account holder name of the recipient’s account detail

Account length limit

Bank accounts

The number of digits in a bank account number for each of the banks in Indonesia varies according to the bank. The following is the guideline of bank account length for the top banks in Indonesia.

Bank Code	Account Number Length
BCA	10 Digits
BRI*	13-17 Digits
BNI	7-11 Digits
MANDIRI*	12-17 Digits
PERMATA*	7-16 Digits

*Note: The number of digits may include the length for Virtual Accounts.

Notes for BRI : Please make sure to add an extra 0 prefix in the case of a bank accounts with 14 digits. This is not applicable to VA accounts. (eg. 012345678901234)

E-Wallet Accounts

E-wallet accounts in Indonesia are based on Indonesian mobile numbers. While mobile numbers are usually written to include the country code, when mobile numbers are used as e-wallet account numbers, it is more common to use the format that contains 11 digits and where the prefix starts with zero (0). Example: 0XXXYYYZZZZ

Payout Identifier

When creating a payout, you can also include a unique identifier (e.g. Order ID, your business name, etc.) in the description field. If your recipient's bank supports it, they'll see this in their transaction history. Otherwise, they’ll see Xendit’s sender name. Note that character limits vary by bank, so keep your identifier short.

Destination Channel	Amount	Max. Characters
BCA	Less than IDR 9,999 or more than IDR 50,000,001	30 characters
BCA	IDR 10,000 - IDR 50,000,000	15 characters
BRI	Any amount	29 characters
BNI	Any amount	14 characters
BNI_SYR	Any amount	14 characters
MANDIRI	Any amount	14 characters
PERMATA	Any amount	20 characters
CIMB	IDR 10,000 - IDR 50,000,000	18 characters
MAYBANK	IDR 10,000 - IDR 50,000,000	17 characters
Other banks	IDR 10,000 - IDR 50,000,000	Description may not be supported

Recipient Interface

Bank Channels

See below for examples of what is shown in your recipient’s bank statement. If supported, the bank statement will display Xendit as sender and the description you input.

Channel	Sample of line on bank statement
BCA	TRSF E-BANKING CR 0410/FTSCY/WS95051 1000.00 2NU6g~[Description] SINAR DIGITAL TERD, or SWITCHING CR TRANSFER DR 523 [Description] KPO BSS
BNI	TRANSFER DARI XENDIT One Gate Payment #201910090128466362836245 [Description] 201910090128466362836245 SINAR DIGITAL TERDEPAN
BRI	~3SeQr SNR [Description]
MANDIRI	1260007569477 10/10/2019 10/10/2019 7820 MCM InhouseTrf CS-CS DARI SINAR DIGITAL TERDEPAN [Description] #2PmKJ 0 123

E-Wallet Channels

See below for examples of what shows up on your recipient's e-wallet apps. If supported, the app will display Xendit as the sender and the description you input.