Welcome to Xendit’s latest documentation. For legacy content, access the previous version here.

Choosing the right payout product

Prev Next

Xendit provides our merchants with various payout products for different use cases and for different company sizes. To ensure that your business needs are properly met, it is important to choose the right product and interface to use. Choosing the right product is crucial to getting your payouts compliant.

Our Payout Products

1. Payouts

Send fast and cost-effective payouts easily through our Payout product. Highly recommended for domestic payout use cases.

2. Cross Border Payouts

Send secure and compliant cross border payouts easily through our Cross Border Payout product. Require ultimate sender and recipient information to start processing. Only available for remittance-licensed businesses.

3. Payout Links

Send payouts without the need to know your recipient’s account details. With only an email address or a phone number, collect recipient’s account details through a Xendit-hosted web interface and send payout automatically. Highly recommended for refund use cases.

Choosing the right product for you

Xendit provides different payout products through APIs and no-code solutions for your various use cases. The information table will help you match your needs to the appropriate product based on example use cases.

Product

Description

For who?

API Support

Dashboard Support

Payouts

Simple domestic payout to 200+ channels across our payment network

Merchants doing domestic payout for own business expense or customer-facing product

Yes

Yes

Cross Border Payouts

Secure cross border payout to 200+ channels across our payment network

Remittance-licensed merchants providing cross border payout

Yes

Yes

Payout Links

A Xendit-hosted web interface that lets your recipient claim a payout by filling in their account details

Merchants that do not collect recipient information on their own

e.g. Refund use case

Yes*

Yes**

*Only supported for businesses in Indonesia.

**May require whitelisting for certain countries. See more in Payout Link Dashboard Creation.

Available Interfaces

You have full control over how you want to use our Payout product. We provide both options of a fully-customizable API integration or an easy out-of-the-box Dashboard interface – depending on your needs and preference.

API Integration

Our Payout API integration enables you to connect and build a highly customizable payout experience for you and your users. This integration route is highly recommended for merchants that want to have full control over the payout experience and want to optimize their flow for the best payout success rates.

Dashboard (No-Code Solution)

Spend zero time in development effort and utilize our dashboard to start using our payout products. Our dashboard enables you to create Payouts, Cross Border Payouts, or Payout Links in batch to send up to 10,000 payouts in one excel upload. This solution is highly recommended for merchants that don’t intend to build any systems or use any third party platform.